Insurance Companies

The insurance company who insured the "other guy" involved in my recent accident have started their exasperatingly predictable wheels rolling with offers of half the real value of my destroyed car. What a vicious cycle the insurance business is. A few scumballs do their level best to extract windfalls from lawsuits about relatively minor hardships. So the insurance companies' automatic defense mechanism is to now try to demoralize every payee to make up for it, or perhaps deter the meek from approaching it this way. So I, who has really no interest in becoming rich from an accident that I walked away from (albeit with shortened breath, tender ribs, and a broken collarbone) has to fight with everything in me just to be treated fairly. Now my defense posture is aroused, and I'm thinking to myself "myself, you ought to just say "Frick" it and call an "ambulance chaser".

It gives me a sort of dichotomy of feelings about insurance itself, tort reform, insurance ethics, etc. If lawsuits were regulated to the point where there were very specific limits (in terms of monetary remedies) for specific hardships or injuries, then the people who really truly deserve large compensation would not receive it. Those who don't deserve it would still commonly receive payments for injuries trumped up by their attorneys.

My fingers are so close to that dial right now. I guess I'll just try to worry about my own case, fight for myself, and if the insurer on the other side refuses to cover my actual expenses incurred by this accident, then I'll call James P. Sirencall, Attorney at Law.